Last Updated: March 23, 2026
Welcome to DBS Associates, Inc. These Terms and Conditions ("Terms") govern your use of our website and services. By accessing or using our website, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must discontinue use of our services immediately.
We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to our website. Your continued use of our services after changes are posted constitutes acceptance of the modified Terms.
You may use our website for lawful purposes only and in accordance with these Terms. You agree not to:
All content on our website, including text, graphics, logos, images, and software, is the property of DBS Associates, Inc or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from our content without express written permission.
Submission of a funding application does not guarantee approval or imply any obligation on our part to provide financing. All applications are subject to our underwriting standards, credit review, and approval process. We reserve the right to approve, deny, or modify any application at our sole discretion.
You agree to provide accurate, complete, and current information in all applications and communications with us. Providing false or misleading information may result in immediate denial of your application and may be considered fraudulent activity subject to legal action.
The information provided on our website is for informational purposes only and does not constitute financial, legal, or tax advice. You should consult with appropriate professionals before making any financial decisions. We are not responsible for any decisions you make based on information found on our website.
By opting in to receive SMS or text messages from DBS Associates, Inc through our website or other channels, you expressly consent to receive recurring marketing and promotional SMS/MMS messages from us, including offers, updates, and information about our financial products and services. These messages may be sent using an automated telephone dialing system (ATDS).
Message frequency varies based on your interaction with us and the nature of our communications. You may receive up to 4 messages per month. Message and data rates may apply depending on your mobile carrier's plan. Please consult your mobile service provider for details about your messaging plan and any applicable charges.
You can opt out of receiving SMS messages from DBS Associates, Inc at any time by replying STOP to any message we send you. Once you send the STOP command, we will send you a confirmation message and you will no longer receive SMS messages from us unless you opt in again. For assistance, reply HELP to any message or contact us at jason@thedbsassociates.com.
Your consent to receive SMS messages is NOT a condition of purchase or use of our services. Opting out of SMS communications will not affect your ability to apply for or receive funding solutions from DBS Associates, Inc.
Our SMS program is available to users on participating carriers including AT&T, T-Mobile, Verizon, Sprint, and other major U.S. carriers. We are not responsible for any delays or failures in message delivery caused by your mobile carrier or other factors outside our control.
Your mobile phone number and SMS opt-in data will be used solely for the purpose of sending you messages as described in these Terms and our Privacy Policy. We will not share your mobile information with third parties for their marketing purposes. For more information, please review our Privacy Policy.
We make reasonable efforts to ensure our website is available 24/7, but we do not guarantee uninterrupted access. Our website may be unavailable due to maintenance, technical issues, or circumstances beyond our control. We are not liable for any loss or inconvenience resulting from website downtime.
Our website and services are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that our website will be error-free, secure, or free from viruses or other harmful components.
To the fullest extent permitted by law, DBS Associates, Inc shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from:
You agree to indemnify, defend, and hold harmless DBS Associates, Inc and its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees, arising out of or in any way connected with:
Our website may contain links to third-party websites or services that are not owned or controlled by DBS Associates, Inc. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that we shall not be liable for any damage or loss caused by your use of any third-party content.
These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions. Any disputes arising from or relating to these Terms or your use of our website shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association, conducted in San Diego County, California.
You agree to waive any right to a jury trial or to participate in a class action lawsuit. Notwithstanding the foregoing, we may seek injunctive or other equitable relief in any court of competent jurisdiction to protect our intellectual property rights.
If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect. The invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable.
These Terms, together with our Privacy Policy, constitute the entire agreement between you and DBS Associates, Inc regarding your use of our website and services, and supersede all prior agreements, understandings, and communications, whether written or oral.
If you have any questions, concerns, or comments regarding these Terms and Conditions, please contact us at:
DBS Associates, Inc
2480 Grand Ave
Vista, CA 92584
Email: jason@thedbsassociates.com