Privacy Policy

Introduction

DBS Associates, Inc ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, use our services, or interact with us through various channels.

By using our website or services, you consent to the data practices described in this policy. If you do not agree with the terms of this Privacy Policy, please discontinue use of our services immediately.

Information We Collect

Personal Information

We may collect personal information that you voluntarily provide to us when you:

• Submit a contact form or request information about our services
• Apply for financing or funding solutions
• Subscribe to our communications
• Communicate with us via email or other channels

This personal information may include:

• Name and contact information (email address, mailing address)
• Business information (company name, industry, revenue)
• Financial information relevant to funding applications
• Any other information you choose to provide

Automatically Collected Information

When you visit our website, we may automatically collect certain information about your device and browsing activity, including:

• IP address, browser type, and operating system
• Pages viewed, time spent on pages, and navigation paths
• Referring website or source that directed you to our site
• Device identifiers and usage data

How We Use Your Information

We use the information we collect for the following purposes:

• To Provide Services: Process funding applications, communicate with you about our services, and respond to your inquiries
• To Improve Our Services: Analyze usage patterns, conduct research, and enhance our website and service offerings
• To Communicate: Send you updates, marketing communications, and information about products and services that may interest you (with your consent where required)
• To Ensure Security: Protect against fraud, unauthorized access, and other security risks
• To Comply with Legal Obligations: Meet regulatory requirements and respond to legal requests

SMS & Text Message Communications

If you opt in to receive SMS or text messages from DBS Associates, Inc, the following terms apply:

Consent and Opt-In

By providing your mobile phone number and checking the SMS consent box on our contact form, you expressly consent to receive recurring marketing and promotional SMS/MMS messages from DBS Associates, Inc, including offers, updates, and information about our financial products and services. These messages may be sent using an automated telephone dialing system (ATDS).

Message Frequency and Charges

Message frequency varies based on your interaction with us and the nature of our communications. You may receive up to 4 messages per month. Message and data rates may apply depending on your mobile carrier's plan. Please contact your mobile carrier for details about your plan and any applicable charges.

Opt-Out and Help

You can opt out of receiving SMS messages at any time by replying STOP to any message we send you. You may also reply HELP for assistance or contact us at jason@thedbsassociates.com for support.

Not a Condition of Purchase

Your consent to receive SMS messages is NOT a condition of purchase or use of our services. You may still apply for and receive funding solutions from DBS Associates, Inc without opting in to SMS communications.

Mobile Information Sharing

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

Information Sharing and Disclosure

We do not sell, rent, or trade your personal information to third parties for their marketing purposes. We may share your information in the following circumstances:

• Service Providers: With trusted third-party vendors who assist us in operating our business, conducting services, or serving you (e.g., payment processors, technology providers), subject to confidentiality obligations
• Business Transfers: In connection with a merger, acquisition, reorganization, or sale of assets, your information may be transferred to the acquiring entity
• Legal Requirements: When required by law, court order, or government regulation, or when we believe disclosure is necessary to protect our rights, your safety, or the safety of others
• With Your Consent: When you explicitly authorize us to share your information for a specific purpose

Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet or electronic storage is completely secure. While we strive to use commercially acceptable means to protect your information, we cannot guarantee absolute security.

Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. When we no longer need your information, we will securely delete or anonymize it.

Your Privacy Rights

Depending on your location, you may have certain rights regarding your personal information, including:

• Access: Request a copy of the personal information we hold about you
• Correction: Request correction of inaccurate or incomplete information
• Deletion: Request deletion of your personal information, subject to legal obligations
• Opt-Out: Opt out of marketing communications at any time
• Data Portability: Request transfer of your data to another service provider

To exercise any of these rights, please contact us at jason@thedbsassociates.com.

Cookies and Tracking Technologies

Our website may use cookies and similar tracking technologies to enhance your browsing experience, analyze usage patterns, and deliver personalized content. You can control cookie preferences through your browser settings, though disabling cookies may affect website functionality.

Third-Party Links

Our website may contain links to third-party websites or services that are not operated by us. We are not responsible for the privacy practices of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.

Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you become aware that a child has provided us with personal information, please contact us immediately, and we will take steps to delete such information.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. We will notify you of any material changes by posting the updated policy on our website with a new "Last Updated" date. Your continued use of our services after such changes constitutes acceptance of the updated policy.

Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us at:

DBS Associates, Inc
2480 Grand Ave
Vista, CA 92584
Email: jason@thedbsassociates.com